Buying a property? We’re here to help.
Whether you've bought property before or are a first-time buyer, buying a property can be daunting. We have helped thousands of property buyers get on the ladder or move their way up, and we’re ready to help you do the same. In our guide to buying property in Yorkshire, we share all the steps you need to take to buy a property.
Start the process of buying a house
The first step to buying a home is registering with your local estate agents. The buying market is highly competitive, and by registering, you can be the first to know when a property matching your requirements is coming to the market.
Understand how much you can borrow
If you need a mortgage, we strongly advise that you (a) know how much you can borrow, and (b) have a mortgage in principle from your lender. A mortgage in principle won’t affect your credit score and will give you a good indication of your property price point.
If you’re selling too, put your property on the market
Before you seriously start a search, you should have your current property on the market and ready to sell. Some sellers may not take you seriously as a buyer if your property isn’t on the market or hasn’t sold.
Start your search
When you register with Dale Eddison, we will send you alerts to keep you in the loop for new properties that might suit you – even before advertising begins. You can book viewings of any properties you're interested in and we will take you around the property, answering any questions you may have.
Find a solicitor
To purchase a property in Yorkshire, you will need an experienced solicitor to make the process seamless. Our agents can recommend some experts.
Make an offer
When you find your dream home, make an offer via the agent. You can let the agent know any offer conditions, and they will discuss them with the seller.
When a seller accepts your offer, your estate agent will prepare the memorandum of sale, confirm the official offer, and approve your solicitor and mortgage information. At this stage, ask should your solicitor to start the conveyancing process and your mortgage broker (if using) to make your application.
Conveyancing, survey, and mortgage offer
Your solicitor will always handle the conveyancing process, while your estate agent will assist them and keep you updated throughout. A surveyor will survey the property you’re buying to check for and identify any structural problems before confirming the property's value. When the valuation report is received, you will have a mortgage offer letter to sign and return.
Exchange and completion
When everything is confirmed and agreed upon by all parties and deposits are paid, the contracts are signed and exchanged. Completion happens when final payments are transferred from the buyer’s solicitor's account to that of the seller's. The agent will only release the keys when payments have cleared and you will own your new home.
Tips for buying property in Yorkshire
This guide on how to buy property in Yorkshire and the surrounding areas will give you an idea of the house-buying process. If you want more advice and insight, get in touch with our expert property professionals who can guide you on your buying journey.